1491 W Highway 98, Mary Esther, FL 32569

$980,000
  • 1491 W Highway 98, Mary Esther, FL 32569 Main Photo

79 Total Photos [Click to View All]

Active Price Reduced by $5,000 on August 7th, 2026
BEDS4 BATHS3 full SQUARE FEET2,986 MLS#992670
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONMETES BOUNDS

Property Description

**Waterfront living meets investment opportunity on the Santa Rosa Sound!** With **115 feet of waterfront**, a private dock with spacious sundeck, & a **separate 1,200 sqft. apartment above the garage**, this one-of-a-kind property offers the flexibility to enjoy the waterfront lifestyle while creating income potential. Whether you're searching for a primary residence, vacation home, multigenerational property, or a home with space for guests, this property delivers options that are hard to find.The main home offers beautiful water views, a bay-window breakfast nook overlooking the Sound, tile flooring throughout, & extensive updates including a full renovation in 2005-2006, plus a new roof, HVAC, & updated plumbing in 2021, & new water heater 2026. The private apartment features its own entrance, balcony, washer and dryer, HVAC, water heater, & security system, making it ideal for extended family, guests, or rental opportunities.A 400 sq. ft. office with a separate entrance provides additional flexibility for a home business, studio, or potential guest suite. Additional features include a concrete safe room, workshop, hurricane shutters, circular driveway, & storage throughout. From boating, fishing, & paddleboarding off your private dock to enjoying spectacular sunrises & sunsets over the Santa Rosa Sound, this is more than a waterfront home--it's a rare opportunity to own a property that offers lifestyle, flexibility, & long-term value. 1.4 miles to Hurlburt Field.

1491 W Highway 98 | MLS# 992670

This single family home located at 1491 W Highway 98, Mary Esther, FL 32569 is currently listed for sale with an asking price of $980,000. This property was built in 1981 and has 4 bedrooms and 3 full baths with 2986 sq. ft. W Highway 98 is located in the METES BOUNDS subdivision. Search METES BOUNDS real estate on mariya.premierfl.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans
Garage: 2 car attached
Home Style: Traditional
Lot Size: 0.44 Acres
Stories: 2.0
Taxes: $3,920
Year Built: 1981

Feature Descriptions

Appliances: Dishwasher, Microwave, Range Hood, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Water Heater - Elect
Days on Site: 207
Exterior: Dock, Hurricane Shutters, Lawn Pump, Sprinkler System
Exterior: Concrete, Siding CmntFbrHrdBrd, Siding Vinyl, Trim Al
Financing Terms: Conventional, FHA
Flooring: Floor Tile
Interior: Ceiling Vaulted, Fireplace, Guest Quarters, Lighting Recessed, Pantry, Split Bedroom, Washer/Dryer Hookup
Lot: Bulkhead/Seawall, Flood Insurance Req
Lot Dimensions: 114.7 x 192.76 x 123 x 149.55
Parcel Number: 14-2S-25-0000-0020-0000
Parking: Oversized
Patio/Porch: Patio Covered
Property Condition: Construction Complete
Road Frontage: County Road, State Road
Road Surface: Paved
Rooms Total: 11
Sewer: Public Sewer
Special View Info: Sound
Sub Type: Detached Single Family
Utilities: Public Water
Waterfront: Intracoastal Wtrwy, Sound
Window: Window Bay, Window Treatmnt Some, Double Pane Windows

Room Sizes

Living Room: 14 X 18 Level - First
Dining Room: 14 X 15 Level - First
Kitchen: 14 X 9 Level - First
Primary Bedroom: 16 X 11 Level - First
Bedroom: 13 X 17 Level - First
Bedroom: 16 X 11 Level - First
Office: 14 X 19 Level - First
Primary Bedroom: 12 X 23 Level - Second
Living Room: 12 X 24 Level - Second
Dining Area: 8 X 8 Level - Second
Kitchen: 8 X 16 Level - Second

Local Schools

High School: Fort Walton Beach
Middle School: Bruner
Elementary School: Florosa

Listed By / Shown By

Listed By

Agency Name: ERA American Real Estate

Shown By

Agent Name: Mariya Calkins
Agent Phone: Cell: (850) 380-6273
Agency Title: Premier Property Group

IDX logo

Estimate Your Payment

Estimated Payment

$ 2,793.56 per month $2,181.06 Principal & Interest $326.67 Property Tax $285.83 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Login to My Homefinder